Our centers were founded on the idea that healthy eyes are important to your happiness and well being. So naturally, we believe financial considerations should not be an obstacle to receiving care from us.

Being sensitive to the fact that different patients have different needs, we provide the following payment options:

• Insurance billing (although patient is ultimately responsible for payment)
• Low Monthly Payment Plan
• Cash or Check
• Credit Cards
• Financing
• Flex Spending Account

Our billing office is located at 1414 East Main Street, Suite 103, Santa Maria, CA 93454. The office is open Monday through Friday from 8 a.m. to 5 p.m. The direct phone number is 805-922-5027, fax 805-928-2067.

Monthly Payment Plan

Vision Fee Plan is a flexible monthly payment option offered through Vision Center. It is specifically designed for refractive surgery--with payments as low as $81 per month.

• Program 1: Low, fixed rates ranging from 9.99-12.99%
• Program 2: 0% Financing same as cash 12 month program
• No initial payment
• No prepayment penalty

You may apply quickly and securely via the web. Click here to begin the process.

If you prefer, you may also apply over the phone; for program 1 call 877-837-2272; for program 2 call 866-838-2942.

Cash or Check

If you prefer to pay by cash or check, payment in full is due one week prior to surgery. We accept personal and certified checks, but not business checks.

Credit Cards

We accept major credit cards including Visa and MasterCard.

Company Flexible Spending Plan

Your company may offer a medical spending account, which allows you to set aside pre-tax dollars to pay for your medical expenses. Please contact your employer for more details.

Eye Care America

EyeCare America offers multiple eye care programs for which you may qualify. Click here for more information.

Insurance Coverage

We are participating providers with the following payers:
Medicare
Medi-Cal
Santa Barbara Regional Health Authority
Aetna Healthcare
Affiliated Health Funds
Beech Street PPO / Capp Care PPO
Blue Cross of California
Blue Shield of California
Champus
Choice Care PPO / Humana PPO Network
Cigna Healthcare
First Health Network / CCN Network
Great West
Interplan
Health Net
Lompoc Valley Community Healthcare Organization
Marian Health Services (Catholic Healthcare West - Central Coast) EPO
MCS PPO
Medical Eye Services
Multiplan PPO
Pacificare
PHCS PPO
PPO Next
Safeguard
Tricare / Tri-West
United Agriculture Benefit Trust
United Healthcare
Western Growers
Vision Service Plan (VSP)

Participating provider status is subject to change, and new payers are added frequently. Please contact us for the latest information.

As a service to you, we will file insurance claims on your behalf with your primary, secondary and additional insurances. Our knowledgeable and friendly billing staff are ready to help you with any questions regarding your account and insurance billing.

Please note that a service called a "refraction" is excluded by law from Medicare coverage. The refraction is the portion of the examination during which the doctor determines the appropriate refractive correction for your eyes. Often, but not always, your prescription for corrective lenses (glasses or contact lenses) is determined during the refraction. However, it is also important for the doctor to know your refractive error, in order to help him judge the health of your eyes, and choose the most appropriate medical treatments for you. For this reason, the doctor may request a refraction even though you are not given a new prescription. In all cases, Medicare will not pay for the refraction. It will be the patient's financial responsibility, and will be billed as a separate charge which is not included in the exam.

If you have any questions on payment or insurance, don't hesitate to contact us.

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